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Many people are unaware that your assets cannot be managed by anyone on your behalf, including your spouse, unless you have given legal permission.
If you sadly become mentally incapacitated through old age, illness or an accident then no-one can manage your affairs unless you have previously drawn up and registered a Lasting Power of Attorney.
A Lasting Power of Attorney will enable someone you want to assist in managing your financial affairs if required and to make decisions for you regarding health and welfare issues if you become unable to make those decisions for yourself.